Having not looked into the Polaris Media Group world for a while now, I decided to spend an evening researching what some of the old EMC members were up to. Shortly afterwards it was announced that the four of them were forming an MLM training company, Northstar Connect.
We were living paycheck to paycheck and only one major expense away from an absolute financial disaster. The worst part was we were too stupid to even realize how bad it had become because we were normal.
We would spend three hours researching the best flat screen television to buy, and about seven minutes a year to decide on our investment strategy for our pathetic retirement goals.
We were running on the treadmill, and every year the treadmill got faster and faster. Who could have seen this coming? That feeling of shame, embarrassment, and overall fear of the future caused something radical to happen.
The next few months would be a defining point in our marriage, for our life, and for our legacy. It started the day Andrea and I got on the same page with money together.
One thing we agreed on with our money…we were tired of being broke. The Budget I happened to be pretty good with Excel and decided to create our very own budget spreadsheet.
Creating that first budget made both our stomachs ache because it was when we first realized where all of our money biz kids business plan genie been going. We were one of the main streams of income for Target and Home Depot, because we literally paid the salaries for one employee at each store we visited.
It was our fault. We were doing dumb together and now we could actually see it. If you think stepping on the scale for the first time in a decade is eye-opening, wait until you set up your first budget.
However, looking back the budget was, and still is, the number one reason how we became debt free, how we remained debt free, and how we are now able to build wealth. This was a huge deal for us because we were doing different things with our money.
Yeah, 9 of them. We got out a giant pair of black scissors, and cut all the cards into tiny little shards all over our kitchen table. I remember thinking to myself that we were actually going to do this. I mean, it would take way too long to glue everything back together, right?
This was a turning point for us because we were not only talking the talk, but those scissors were causing us to walk the walk. Believe it or not, we now take vacations, rent cars, and buy stuff online…all with a debit card. However, Visa and MasterCard both offer zero liability to anyone who has fraudulent charges on both credit and debit cards.
Once we had a little cash saved up and no longer had the ability to go further into credit card debt, something happened that would change our lives forever. Here is the rest of our story: The debt snowball focuses on your behavior with money and ignores the interest rates.
Ignore the interest rates? I felt the exact same way, but then my wife reminded me: So we decided to set up the debt snowball by listing our debts from smallest to largest owed, ignoring interest rates, paying minimum on everything, and attacking the smallest one with pure aggression!
It looked something like this: It was two huge wins for us and we were feeling on fire. We wanted this debt gone ASAP, so we decided we were going to to take our lives down to bare bones. Ready to get out of debt? It all starts with a Debt Mindset Reset.
You guessed it, we officially became the topic of conversation among the crowd we hung around because we were now officially weirdos.
It hurt a little bit to hear our names get trashed by people we called friends, but we were on a mission and they would get over it. We then started Ad Matching at Wal Mart. We wanted our freedom back. I started working massive amounts of overtime.reviews of Drake's Dealership "I went to Drake's after the Warriors Parade this year (I'm a little late on the review, I know) and I had a good experience!
I heard that Drake's is a great place and I was excited to finally check it out!. Time is money. No doubt you’ve heard that expression once or twice before.
The good news is that technology has finally reached a point where businesses – even small or medium sized ones – can automate a great deal of their daily operations. January 23, admin Comments Off on 5 Simple Strategies to Help You Succeed in an Online Business General 5 Top Home Based Businesses That You Can Start Today.
Share your videos with friends, family, and the world. The Hollywood Reporter is your source for breaking news about Hollywood and entertainment, including movies, TV, reviews and industry blogs. A business plan is a written document that describes an idea for a product or service and how it will make money.
It includes your marketing plan as well as estimates for revenue, expenses, and how to.